Now accepting founding pilot carriers

Intelligent Claims Intake, for the AI-native insurer.

We don't just automate individual tasks. We build the front door for every claim, submission, and customer interaction entering your enterprise—from FNOD to FNOL to litigation notices.

Orchestration
UiPath
Core sync
Guidewire
Workflow
ServiceNow
Copilot
Agentic AI
74%
Touchless intake
of FNOL/FNOD volume auto-routed
11 min
Cycle time
from inbound email to core system
4.2x
Adjuster throughput
same headcount, more claims resolved
96.4%
Extraction accuracy
across the insurance document taxonomy
The Thesis

“We don't automate claims.
We automate how claims enter your organization.”

Every carrier shares a single bottleneck: intake. Whether it's an ACORD PDF, a frantic voice call, or a broker email—everything enters through a digital mailroom before becoming work. We turn that mailroom into an AI-powered orchestration engine.

01 // Ingestion
Omnichannel capture of emails, PDFs, voice, photos, and medical bills.
02 // Intelligence
Agentic classification and document-understanding models trained on insurance artifacts.
03 // Orchestration
Direct, audited updates into Guidewire and ServiceNow workflows.
04 // Feedback
Human-in-the-loop review queues that compound model performance over time.
The Platform

From inbound signal to system of record.

A single, audited pipeline that replaces the inbox-and-shared-drive chaos most carriers operate today.

01
Ingestion
Digital Mailroom
Email · Voice · PDF · Photo
02
Classify
Document AI
Type · Line · Urgency
03
Extract
Understanding
Fields · Entities · Tables
04
Validate
Human-in-Loop
Confidence · Escalation
05
Enrich
Policy Match
Coverage · Party · Exposure
06
Orchestrate
Claims Copilot
Next action · Drafts
07
Sync
System of Record
Guidewire · ServiceNow
Audited end-to-end·Confidence-scored·Human-reviewed exceptions·Carrier-grade SLAs
Every Line of Business

One intake platform. Every insurance vertical.

The same pipeline, pre-trained for the artifacts and workflows unique to your line.

Property & Casualty

Every FNOL, ACORD, and repair estimate — one intake pipeline.

61% cycle-time cut
3.8x throughput
$18 saved per claim
Ships pre-trained for
FNOL email & portal
ACORD 1st-notice forms
Repair estimates & photos
Police & incident reports
Six Workstreams

Reusable accelerators, not bespoke projects.

01

Digital Mailroom

Outlook and shared-mailbox ingestion. Attachment extraction, duplicate detection, metadata creation. One front door, every channel.

02

Document Intelligence

Pre-trained models for ACORD, FNOL, FNOD, medical bills, estimates, photos, police reports and demand letters.

03

Classification Engine

Claim type, loss type, first vs. third party, commercial vs. personal, urgency, and early fraud indicators.

04

Claims AI Assistant

Summarize the claim, surface missing documents, recommend routing, draft customer emails, highlight exceptions.

05

Legacy Integration

Guidewire, Duck Creek, Origami, ClaimCenter, ImageRight, ServiceNow, SharePoint. Orchestrate without replacement.

06

Human-in-the-Loop

Review queues, confidence thresholds, approvals, escalations, and a learning feedback loop that compounds over time.

Document Coverage

Every artifact, on day one.

The engine ships pre-trained on the full insurance document taxonomy—so time-to-value is measured in weeks, not quarters.

FNOD Notices
FNOL Reports
ACORD Forms
Medical Bills
Police Reports
Demand Letters
Repair Estimates
Damage Photos
Litigation Notices
Broker Emails
Subrogation Pkgs
Voice Transcripts
Proof of Loss
Witness Statements
Salvage Titles
Policy Schedules
Built for the C-Suite

A different answer for every seat at the table.

Chief Claims Officer
Their pain

Cycle time, leakage, and adjuster burnout.

What they win

Straight-through processing on 60%+ of intake and a live view of every open exception.

COO / Head of Operations
Their pain

Fragmented mailrooms, offshore BPO overhead, unreliable SLAs.

What they win

One orchestrated intake layer replacing 4–8 shared mailboxes and manual triage teams.

CIO / Head of Digital
Their pain

Legacy core systems, brittle integrations, AI ambitions without a foundation.

What they win

A vendor-neutral orchestration layer that sits above Guidewire, Duck Creek, ServiceNow — no rip-and-replace.

Chief Underwriting Officer
Their pain

Submissions arrive incomplete; broker experience is inconsistent.

What they win

Every broker submission normalized, scored, and routed within minutes of arrival.

The Shift

From inbox chaos to orchestrated intake.

Dimension
Traditional intake
With ClaimStream
Intake channel
4–8 shared mailboxes
One orchestrated pipeline
Triage & routing
Manual, 24–72 hours
Automated, minutes
Document extraction
Rekeyed by ops or BPO
AI-extracted with confidence scores
Exception handling
Untracked email threads
Structured review queues
Core system update
Copy-paste into Guidewire
Audited API sync
Analytics
Monthly BPO reports
Real-time intake telemetry
Proof

What the pipeline looks like in production.

Anonymized deployments across four insurance verticals. Every case study is a one-page PDF you can hand to your CFO.

Property & Casualty

Top-15 Regional P&C Carrier

FNOL intake across 6 states, auto + homeowners

Outcome
$3.1M annualized savings · 4.2mo payback
Download PDF Summary
Metric
Before
After
Cycle time, inbound → assigned
34 hrs
38 min
Touchless FNOL rate
9%
68%
Cost per claim intake
$41
$11
SLA compliance
71%
97%
07 · Integration Walkthrough

From inbox to system of record in under 90 seconds.

Every intake artifact ClaimStream extracts becomes a structured payload orchestrated by UiPath and posted directly into Guidewire ClaimCenter and ServiceNow — with field-level mappings your integration team can audit before day one.

Stage 01ClaimStream

Intake artifact

Email, portal, EDI, or fax normalized into a canonical JSON envelope with extracted fields and confidence scores.

{
  "artifact_id": "cs_9F42-71A",
  "channel": "email",
  "received_at": "2026-07-12T14:03:22Z",
  "sender": "adjuster@acme-broker.com",
  "attachments": [
    { "name": "ACORD_1_FNOL.pdf", "pages": 3, "type": "acord_1" },
    { "name": "police_report.pdf", "pages": 5, "type": "loss_report" },
    { "name": "vehicle_photos.zip", "count": 12, "type": "media" }
  ],
  "extracted": {
    "policy_number": "PA-4471-882",
    "loss_date": "2026-07-09",
    "loss_state": "TX",
    "loss_type": "auto_collision",
    "claimant": { "first": "Jordan", "last": "Reyes", "dob": "1988-04-12" },
    "estimated_severity": "moderate",
    "confidence": 0.964
  }
}
Stage 02UiPath Fusion

Orchestration

An unattended robot validates, routes by severity, and fans out to systems of record. Low-confidence artifacts drop into Action Center.

# UiPath orchestration (Fusion process)
Trigger:      Queue item "ClaimStream.Intake"
Robot:        Unattended · Insurance-FNOL-v3
Actions:
  1. Validate policy in Guidewire PolicyCenter (SOAP)
  2. Route by severity → Auto | Property | Injury queue
  3. Create claim in ClaimCenter (REST /claim/v1)
  4. Open incident in ServiceNow (Table API)
  5. Post SLA timer + notify adjuster (Teams)
SLA:          < 90s end-to-end
Fallback:     Human-in-loop via Action Center
Stage 03Systems of Record

Guidewire + ServiceNow

  • Guidewire ClaimCenter
    POST /cc/rest/v1/claims
    FNOL created · policy linked · documents attached
  • ServiceNow ITSM
    POST /api/now/table/incident
    Ops incident opened · SLA started · adjuster paged
  • Snowflake + Audit Log
    Event stream · Kafka topic claims.intake.v1
    Every field, decision, and confidence score retained
Sample data mapping
ClaimStream artifact → Guidewire ClaimCenter
Source (ClaimStream)Target fieldTransform
extracted.policy_numberClaim.Policy.PolicyNumberstring
extracted.loss_dateClaim.LossDatedatetime
extracted.loss_stateClaim.LossLocation.Statetypekey
extracted.loss_typeClaim.LossCausetypekey · mapped
extracted.claimant.firstClaim.MainContact.FirstNamestring
extracted.claimant.lastClaim.MainContact.LastNamestring
extracted.claimant.dobClaim.MainContact.DateOfBirthdate
extracted.estimated_severityClaim.SeverityCategorytypekey · mapped
attachments[]Claim.Documents[] (DocumentContent)binary · async
artifact_idClaim.ExternalReferencestring
Mappings ship as versioned YAML in the ClaimStream config repo. Carrier-specific overrides live alongside — no forked code, no black-box transforms.
Business Case

Model your intake savings in 30 seconds.

Based on pilot benchmarks: 62% reduction in intake handling time and an 82% cut in cycle time from inbound signal to core system update.

Annual claim volume50,000 claims
Current handling minutes / claim28 min
Fully-loaded ops cost / hour$65
Annual savings
$940K
Hours reclaimed / yr
14,467
New cycle time
5 min
Straight-through rate
62%
Model assumptions

Baseline drawn from digital mailroom deployments across regional carriers, TPAs, and MGAs. Actual results vary by document mix and integration surface — we'll build a validated business case during Discover.

Get a tailored business case →
Enterprise-Ready

Built to clear procurement, security, and legal.

SOC 2 Type II
Pursuing certification with continuous controls monitoring.
HIPAA-ready
PHI segmentation, encryption at rest, BAA available.
PII redaction
Automatic detection and masking before downstream sync.
Full audit trail
Every document, decision, and human action captured.
Deployment options
SaaS, private tenant, or in-VPC deployment.
Model governance
Version control, drift monitoring, human sign-off on retraining.
Ecosystem

Plays nicely with the stack you already run.

UiPath
Automation fabric
Guidewire
Core sync
Duck Creek
Core sync
ServiceNow
Workflow
Snowflake
Analytics
Microsoft 365
Mailroom source
Salesforce FSC
CRM sync
ImageRight
Document store
Your Deployment Journey

From kickoff to scale in a single quarter.

Phase 01
Weeks 1—2

Discover

Map intake channels, document volumes, and routing rules across your current operation.

  • Intake channel inventory
  • Document volume baseline
  • Routing & SLA mapping
  • Success metrics agreed
Phase 02
Weeks 3—6

Deploy

Stand up the mailroom, connect core systems, and configure pre-trained document models.

  • Mailroom & ingestion live
  • Document models tuned
  • Guidewire / ServiceNow connectors
  • Review queues configured
Phase 03
Weeks 7—12

Scale

Expand to new document types and lines of business as the model compounds in accuracy.

  • Additional document types
  • New lines of business
  • Straight-through processing
  • Continuous learning loop

Five ways to put intake to work.

Built for regional carriers, mutuals, MGAs, TPAs, and self-insured organizations.

Play 01
FNOD Modernization
Automate first notice of death end-to-end—from intake to Guidewire update to beneficiary communication.
Play 02
Claims Intake Automation
Replace the inbox with an orchestrated pipeline for every line of business.
Play 03
Digital Mailroom Assessment
A two-week workshop that produces current state, future state, business case and roadmap.
Play 04
Claims AI Readiness
Evaluate people, process, technology, data and governance for AI-native operations.
Play 05
Legacy Claims Accelerator
Orchestrate across legacy systems with no core replacement required.
The Horizon

A connected, agentic claims platform.

ClaimStream doesn't stop at intake. It compounds into a closed-loop platform that learns from every claim it touches.

01
Digital Mailroom
02
Communications Mining
03
Document Understanding
04
AI Classification
05
Risk Detection
06
Claims Copilot
07
Human Review
08
Guidewire
09
ServiceNow
10
Customer Communications
11
Analytics
12
Continuous Learning
Strategic Outcome

A repeatable insurance transformation platform—with clear IP, reusable accelerators, and a defensible story. By owning the digital mailroom, ClaimStream orchestrates everything that follows.

Common Questions

What buyers ask first.

Founding Pilot Program

Become a founding pilot carrier.

We're accepting a small cohort of regional carriers, MGAs, TPAs, and self-insured organizations for the inaugural deployment. Our team handles integration end-to-end.

Time to first value
14 days
Pilot cohort size
5 carriers
Document types
16+
Avg. intake reduction
74%

We'll respond within two business days. No spam, ever.